Phishing

CyberSec Tips: Email – Spam – Phishing – example 3 – credit checks

A lot of online security and anti-fraud checklists will tell you to check your credit rating with the credit rating reporting companies.  This is a good idea, and, under certain conditions, you can often get such reports free of charge from the ratings companies.

However, you should never get involved with the promises of credit reports that come via spam.

Oddly, these credit report spam messages have very little content, other than a URL, or possibly a URL and some extra text (which usually doesn’t display) meant only to confuse the matter and get by spam filters.  There are lots of these messages: today I got five in only one of my accounts.

I checked one out, very carefully.  The reason to be careful is that you have no idea what is at the end of that URL.  It could be a sales pitch.  It could be an attempt to defraud you.  It could be “drive-by” malware.  In the case I tested, it redirected through four different sites before finally displaying something.  Those four different sites could simply be there to make it harder to trace the spammers and fraudsters, but more likely they were each trying something: registering the fact that my email address was valid (and that there was a live “sucker” attached to it, worth attempting to defraud), installing malware, checking the software and services installed on my computer, and so forth.

It ended up at a site listing a number of financial services.  The domain was “simply-finances.com.”  One indication that this is fraudulent is that the ownership of this domain name is deeply buried.  It appears to be registered through GoDaddy, which makes it hard to check out with a normal “whois” request: you have to go to GoDaddy themselves to get any information.  Once there you find that it is registered through another company called Domains By Proxy, who exist solely to hide the ownership of domains.  Highly suspicious, and no reputable financial company would operate in such a fashion.

The credit rating link sent me to a domain called “transunion.ca.”  The .ca would indicate that this was for credit reporting in Canada, which makes sense, as that is where I live.  (One of the redirection sites probably figured that out, and passed the information along.)  However, that domain is registered to someone in Chicago.  Therefore, it’s probably fraud: why would someone in Chicago have any insight on contacts for credit reporting for Canadians?

It’s probably fraudulent in any case.  What I landed on was an offer to set me up for a service which, for $17 per month, would generate credit ratings reports.  And, of course, it’s asking for lots of information about me, definitely enough to start identity theft.  There is no way I am signing up for this service.

Again, checking out your own credit rating is probably a good idea, although it has to be done regularly, and it only really detects fraud after the fact.  But going through offers via spam is an incredibly bad idea.

CyberSec Tips: Email – Spam – Phishing – email accounts – example 1

Sometimes phishers are after more than your bank account or credit cards.  These days a lot of them want your email account.  They can use it to send spam, to your friends, and those friends will trust a message from you.  (That’s a more reliable form of social engineering to get them to install malware on their computers.  Or give up their bank accounts and credit card numbers …)

> Dear user
> Your email has exceeded 2 GB, which is created by Webmaster, you are currently
> running at 2.30GB, you can not Send or receive new messages until you check your
> account.Complete the form below to verify your account.

Sometimes the email phishers will send you this “over quota” message.  Other times it may be that you are, supposedly, sending out malware or spam yourself.

> Please complete the details below to confirm your account
>
> (1) E-mail:
> (2) Name:
> (3) Password:
> (4) Confirm Password:

Here they just flat out ask you for your user name and password.

Spam isn’t the only thing they can do with your account.  These days Web based email accounts can be linked to storage space and other functions.  Google accounts are very valuable, since they give the phishers access to Google+ (with lots of personal information about you), YouTube, and Google Drive (which still has Google Docs in it, and can be used to set up phishing Websites).

Again, watch for telltale signs in the headers:

To:                 Recipients <web@epamig.br>
From:               HELP DESK<web@epamig.br>
Date sent:          Sun, 01 Dec 2013 14:01:47 +0100
Send reply to:      647812717@qq.com

It isn’t “to” you, and the “reply” isn’t the same as the “from.”

CyberSec Tips: Email – Spam – Phishing – example 2

Some of you may have a BarclayCard credit card.  You might receive a reminder message that looks like the one below.  (Actually, the only credit card company I know that actually sends email reminders is American Express, which I think is a black mark on their security record.)

> Subject: Barclaycard Payment is due
> From: “Barclaycard” <barclaycard@card.com>
> Received: from smtp.alltele.net

If you look at the message headers, you might note that this message doesn’t come from where it says it comes from, and that’s something of which to beware.

> Your barclaycard payment is due
>
> Visit your card service section below to proceed
> hxxp://www.equivalente.it/rss/re.html

You might also note that, it you do have a BarclayCard, it’s probably because you live in the UK.  And the server they want you to visit is in Italy: .it

CyberSec Tips: Email – Spam – Phishing – example 1

Phishing is pretty constant these days.  One of the tips to identify phishing messages is if you don’t have an account at that particular bank.  Unfortunately, a lot of people who are online have accounts with Paypal, so Paypal is becoming a favourite with phishers.  You’ll probably get a message something like this:

Subject: Your account access has been limited
From: service@paypal.co.uk <notice@paypal6.co.uk>

(You might think twice if you have an account with Paypal in the United States, but this domain is in the UK.)

> PayPal is constantly working to ensure security by regularly screening the
>accounts in our system. We recently reviewed your account, and we need more
>information to help us provide you with secure service. Until we can
> collect  this information, your access to sensitive account features will be
> limited. We would like to restore your access as soon as possible, and we
> apologize     for the inconvenience.

>    Why is my account access limited?

>    Your account access has been limited for the following reason(s):

> November 27, 2013: We would like to ensure that your account was not
> accessed by an unauthorized third party. Because protecting the security of
> your account is our primary concern, we have limited access to sensitive
> PayPal account features. We understand that this may be an inconvenience but
> please understand that this temporary limitation is for your protection.

>    Case ID Number: PP-197-849-152

>You must click the link below and enter your password for email on the following page to review your account. hxxp://dponsk.ru/wp-admins/.pay/

> Please visit the hxxp://dponsk.ru/wp-admins/.pay Resolution Center and
> complete the Steps to Remove Limitations.

Sounds official, right?  But notice that the URLs given have nothing to do with Paypal.  Also notice, given the .ru domain, that they are in Russia.  Don’t click on those links.  Neither Paypal of anybody else is going to send you these type of messages these days.